Spencers Car Sales works in partnership with the industry leaders
  • Evolution Funding
  • Close Brothers Motor Finance
  • Blue Motor Finance
  • Oodle Car Finance

Spencers Car Sales Ltd can offer you both hire purchase (HP) and personal contract purchase (PCP). We can offer competitive car finance plans to suit all budgets.

If you have been refused car finance in the past please get in touch we can also assist you. We are partnered with Close Brothers Motor Finance, Evolution Funding, Blackhorse Finance and Blue Motor Finance. Whether you are looking to purchase a prestige, sports, 4×4 or light commercial vehicle, we will be able to assist with your vehicle financing needs.

Financing your used car through Spencers Car Sales Ltd could not be any easier. To enquire about our competitive finance packages, simply complete our finance application form at the bottom of the page.

We do accept the funding from external finance companies however there is an admin fee of £450.00 applicable to the vehicle being purchased for the processing of the additional documentation.

If we have any questions we will be in contact with you very soon. Alternatively you can call us and speak to our sales team to discuss your specific requirements.

Finance Explained

  • Why Finance Through a Dealership
  • What is Hire Purchase?
  • What is Personal Contract Purchase
Finance Application
WhatsApp: 447379 393965
Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/check-your-vehicle/

Spencers Car Sales

At Spencers Car Sales we charge an admin fee of £50 when you purchase a used vehicle from us. The admin fee pays towards the preparation of your new car, to make sure it’s safe and immaculate when you drive it away.

Admin fee is charged as listed below:

Read our reviews