Spencers Car Sales works in partnership with the industry leaders
Spencers Car Sales Ltd can offer you both hire purchase (HP) and personal contract purchase (PCP). We can offer competitive car finance plans to suit all budgets.
If you have been refused car finance in the past please get in touch we can also assist you. We are partnered with Close Brothers Motor Finance, Blackhorse Finance and Blue Motor Finance. Whether you are looking to purchase a prestige, sports, 4×4 or light commercial vehicle, we will be able to assist with your vehicle financing needs.
Financing your used car through Spencers Car Sales Ltd could not be any easier. To enquire about our competitive finance packages, simply complete our finance application form at the bottom of the page.
If we have any questions we will be in contact with you very soon. Alternatively you can call us and speak to our sales team to discuss your specific requirements.
Why Finance Through a Dealership
What is Hire Purchase?
What is Personal Contract Purchase
Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.
Minimum emission standards
Petrol: Euro 4
Diesel: Euro 6
The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:
Petrol cars that meet the ULEZ standards are generally those registered with the DVLA after 2005, although cars that meet the standards have been available since 2001
Diesel cars that meet the standards are generally those registered with the DVLA after September 2015
Spencers Car Sales accepts no responsibility for the accuracy of TFL's data and the consequences occurred
At Spencers Car Sales we charge an admin fee of £50 when you purchase a used vehicle from us. The admin fee pays towards the preparation of your new car, to make sure it’s safe and immaculate when you drive it away.
Admin fee is charged as listed below:
Every vehicle comes with a at least a quarter of a tank of fuel
HPI certificate - multiple checks to confirm vehicle details and history
Paperwork sent recorded delivery to DVLA
Full valet prior to collection
75 point safety inspection checks by trained and qualified technicians