Finance With us

Partnered with Close Motor, Blue Motor, Oodle and Evolution Funding Finance companies,
Spencer’s Car Sales Ltd can finance your used car purchase easily and at very competitive rates.
With some of the best finance packages available including PCP and low rate HP, why not ask for a quotation on your next used car.



Blue Finance Logo

Spencers Car Sales Ltd can offer you both hire purchase (HP) and personal contract purchase (PCP).

We can offer competitive car finance plans to suit all budgets.

If you have been refused car finance in the past please get in touch we can also assist you.
We are partnered with MotoNovo Finance, Close Brothers Motor Finance, Blackhorse Finance and Blue Motor Finance.
Whether you are looking to purchase a prestige, sports, 4×4 or light commercial vehicle, we will be able to assist with your vehicle financing needs.

Financing your used car through Spencers Car Sales Ltd could not be any easier.
To enquire about our competitive finance packages, simply complete our finance application form at the bottom of the page.

If we have any questions we will be in contact with you very soon.
Alternatively you can call us and speak to our sales team to discuss your specific requirements.

Why Dealer Finance

HP Explained

PCP Explained