• Published: 4 May 2020

Currently, it is the best time for drivers to seek a bargain on car insurance. Up until recently, insurance prices had been going north, increasing on average by almost £50 last year. However, now is the time to find the right deal. 

According to the data collected by the Confused.com car insurance price indicator, owners are expected to pay an average of £810 for their vehicle insurance which is 6% higher than the previous year.

As per research, 46% of vehicle owners in the UK will experience an increase in their policy price. Thirty-seven percent of these drivers pursue a better deal which results in £59 saving on average. In some deals, owners succeeded in finding a deal that was £100 more economical than the original ones.

It is obvious that browsing around can save some owners money and including security gadgets or going for black box insurance may also result in further reduced insurance policies. Also, while paying monthly is more convenient, drivers can save by paying annually. Paying monthly is like a small loan that will carry interest above the initial price. As per the website confused.com, this may cost 16% more than the annual charges.

Louise O’Shea of confused.com said the car insurance costs moving north is news that nobody needs to hear. However, despite the fact that over a number of years prices have been going higher, over the past few months they haven’t changed that much. According to O’Shea, due to lockdown most of the people aren’t using their vehicles and this will be the reason that prices will be changed in the coming months and it will be reflected by insurers’ adjustments. He also asserted that there is no need to pay more than you have to, just go through the renewal letter and get a competitive price. It is always good to shop around and get a better deal.

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Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/check-your-vehicle/

Spencers Car Sales

At Spencers Car Sales we charge an admin fee of £50 when you purchase a used vehicle from us. The admin fee pays towards the preparation of your new car, to make sure it’s safe and immaculate when you drive it away.

Admin fee is charged as listed below:

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