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  • Published: 19 December 2019

At Spencer’s Car Sales, we’ve helped countless customers purchase their next vehicle thanks to our car finance in Norwich. With plenty of options available, including hire purchase and personal contract purchase, you’re bound to find a suitable financing solution.

Future savings

If you’ve been put off by finance in the past because you don’t want to enter into a long term commitment, or you don’t like the idea of making regular payments, you might want to consider the alternative. Buying a car outright with a limited budget may seem like a good idea at first if you’re out to save money, but it could end up costing you more in the long run.

Using a limited budget to purchase a less reliable car will result in hidden costs further down the line, from expensive repairs to failed MOTs and even worse fuel efficiency. It’s worth thinking about how much extra money you could be throwing away with an outright purchase.

Better budgeting

We have easy to apply for finance options available on every vehicle. We’ll work alongside you to establish a budget and find the finance option that best suits your needs. You’ll know upfront exactly how much you’ll be paying every month, making it far easier to budget for any future expenses you may have. To make things even easier, we even have an online form you can fill out, should you wish to submit an application for finance.

No compromises

Finance gives you the option to own a vehicle that may have been out of your price range if you were purchasing it outright. It stops the need to make compromises on everything, from the amount of space to the engine size. Put simply, it gives you access to a far greater range of vehicles, so if you’ve had your eye on a particular car for a while, it may be time to think about finance as an option.

At Spencer’s, we can talk you through the finance process and secure you the perfect car for your needs. Talk to us today about car financing.

Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/ultra-low-emission-zone/vrm-checker-ulez

Spencers Car Sales

At Spencers Car Sales we charge an admin fee of £50 when you purchase a used vehicle from us. The admin fee pays towards the preparation of your new car, to make sure it’s safe and immaculate when you drive it away.

Admin fee is charged as listed below:

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